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  • Purchasing A New Home...

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Welcome To KD Financial Services Inc

At KD Financial Services Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!



We work conforming and non-conforming real estate loans.

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We can help you lock in a long term fixed rate and get out of your ARM.

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Latest News

Fed's Bullard sets off spat with quip over activists' funding

A U.S. Federal Reserve official's offhand remark questioning the motives of a group of protesters managed to inflame tensions at an otherwise tranquil central banking conference in Jackson Hole, Wyoming on Friday. St. Louis Fed President James Bullard, known as an outspoken U.S. central banker, set off the spat with the activists group called Fed Up when in a televised interview he noted that a Facebook founder Dustin Moskovitz Moskovitz funds the group and therefore he should attend the conference in person. Fed Up, attending the annual conference of some of the world's top central bankers for the third straight year, met with most of Bullard's 17 Fed colleagues on Thursday to press its case for keeping interest rates low and for more economic stimulus to help get blacks and Hispanics, who have higher levels of unemployment in America, back to work.

Today's Rates*

30 Yr Fxd3.375%3.619%
15 Yr Fxd2.75%3.125%
5 Yr ARM2.75%3.638%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help.

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What People Are Saying

"I was worried that I wouldn't be able to qualify for a loan. I spoke with Kamal and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate."

Larry BensonCharlotte

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