Welcome

  • Welcome To Our Web Site. We Will Help You With ...

  • Purchasing A New Home...

  • Get You Out Of Your High Fixed Rate...

  • An FHA or VA Loan...

  • Whatever your funding needs. We can help. Get Started. Apply Online Today...

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Welcome To KD Financial Services Inc

At KD Financial Services Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

 

Purchase

We work conforming and non-conforming real estate loans.

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Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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Latest News

Caution as Hong Kong-Shenzhen share trading link launches

Hong Kong authorities have lauded the "stock connect" as a boost to the city as a finance hub that will cement its role in helping internationalise the yuanA long-delayed trading link between the Chinese city of Shenzhen and Hong Kong launches Monday, opening another door to the mainland's cosseted stock markets but a China slowdown, weak yuan and expected US rate hikes have analysts sounding a note of caution. The tie-up, similar to one that kicked off between Hong Kong and Shanghai two years ago, is being touted as the latest effort by Beijing to prove to global investors that its capital markets are gradually opening. Hong Kong authorities have lauded the "stock connect" as a boost to the city as a finance hub that will cement its role in helping internationalise the yuan.


Today's Rates*

TermRateAPR
30 Yr Fxd4.125%4.35%
15 Yr Fxd3.375%3.779%
5 Yr ARM3.25%3.888%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help.

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Testimonials

What People Are Saying

"I was worried that I wouldn't be able to qualify for a loan. I spoke with Kamal and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate."

Larry BensonCharlotte

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