Welcome

  • Welcome To Our Web Site. We Will Help You With ...

  • Purchasing A New Home...

  • Get You Out Of Your High Fixed Rate...

  • An FHA or VA Loan...

  • Whatever your funding needs. We can help. Get Started. Apply Online Today...

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Welcome To KD Financial Services Inc

At KD Financial Services Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

 

Purchase

We work conforming and non-conforming real estate loans.

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Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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Latest News

As Gorsuch is testifying, Supreme Court undermines his decision in school disabilities case

As Gorsuch is testifying, Supreme Court undermines his decision in school disabilities caseSenate Democrats seized on a Supreme Court ruling handed down Wednesday morning — less than an hour into the third day of the confirmation hearing for nominee Neil Gorsuch — to question the judgment of President Trump’s choice to fill the empty seat on the high court. The unanimous decision in Endrew F. v. Douglas County School District expanded the obligations of public-school districts to provide an adequate education to disabled students under the Individuals with Disabilities Education Act (IDEA). The opinion by Chief Justice John Roberts rejected a standard that Gorsuch had used to decide a similar case in 2008, Thompson School District v. Luke P.


Today's Rates*

TermRateAPR
30 Yr Fxd4.125%4.382%
15 Yr Fxd3.25%3.69%
5 Yr ARM3.125%3.944%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help.

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Testimonials

What People Are Saying

"I was worried that I wouldn't be able to qualify for a loan. I spoke with Kamal and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate."

Larry BensonCharlotte

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NMLS 39306

www.nmlsconsumeraccess.org

https://www.nccob.org